Whether on vacation or when moving – it is often the case that household outside the four walls is insured. A contents insurance also covers items that are “temporary” up to three months outside the home. This so-called foreign insurance is important for tourists, but during a move, if furniture must be stored. But the conditions vary from insurer to insurer.
Included in the traditional foreign insurance, most are articles and items of clothing in suitcases and bags as well as securities, jewelry or other valuables that are deposited among other things in a locker at the resort. But even if objects are stored for daily use due to relocation, is the household insurance. Safe, all these things when they “temporarily” is not longer than three months outside the home.
Also, damage to property of people living in the household of the insured, although temporarily in another location to be transferred from the outside of their household insurance. That would be the case for military or civil service and training at another location. If it is established at the new place of residence not his own household, you do not expect a time limit and the protection of foreign insurance takes any length.
Beat thieves to come on holiday, the so-called foreign insurance in the household coverage to only apply to goods stolen, that is, threats or even violence have been stolen. Shoplifting is usually not covered. But the individual terms and conditions vary from insurer to insurer. Check your insurance coverage in time and change, if necessary, to the offer.