Buy Real Estate: learn about the nature of the heating

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Previously, we have seen that the energy classification of property , ECD, and the year of construction, work and insulation made ​​the housing situation in the building were elements to observe carefully before buy.The way housing is heated is also information that should not be overlooked before buying.Indeed, domestic heating, hot water production represents a very important part of the energy bill in the housing.

If the heating is individual, you set the thermostat yourself. With a setting to a medium temperature (19 ° C or less) and brief ventilation housing once or twice a day, spending on heating should remain subdued. But if the behavior of people is not efficient, the bill could soar.

Furthermore, consumption of energy plus the cost of subscriptions individual.
And finally, it will be for the occupant to pay the costs of annual review and possible remedies for the individual boiler.

If the heating is collective, it is however not possible to adjust the temperature of its housing. The occupant is not further heated maker dates. It happens that some apartments end up too warm to prevent others are too small: it can mean wasted energy because it can even be forced to open windows to lower the temperature of the housing ! In contrast, the positive point is that the costs of revisions, repairs and purchase of energy are shared among people, and energy prices often negotiated.

The nature of energy should also be considered.
The price of gas has been increasing recently. The price of oil is very volatile. Electricity is an energy that proves costly to use, especially if the insulation is poor. It also supplies electricity to heat pumps, sufficient for houses. Solar energy is the cleanest energy, but the initial installation is fairly expensive, and in most regions in France, auxiliary heating may be necessary. The wood is a bit expensive, but the number of homes equipped with wood boilers (manual or automatic) remains low.

If real estate funds a meaningful investment?

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What’s to fear in these times by his investment? Certainly. Self-ended real estate funds, which were once considered a safe trade, have lost some confidence. Legislative changes to make the money business again secure.

To the last real estate funds were open to the most popular forms of investment . They were considered a risk-free product. The principle behind open real estate fund is simple: Any party to the Exchange Fund shared value object of any size as a share purchase.

This allows investors to acquire private property for a few hundred euros. Since the value of real estate in general is rising, they deserve by the percentage contribution to such an office building. In addition, any investor to sell his shares at any time profitably.

This was thought to be a safe trade. But funds fell in value by more than 10 percent, including the Degi investment fund and the Morgan Stanley P2 Value .

If real estate funds still a safe investment?
Generally speaking, as a basic investment, they are less suitable. Because the investment is made in only one industry, not the whole market. You should invest your principal place of business, therefore never in real estate funds. As an additional financial engine can prove quite the fund.

Most funds are to be stable as before, however, a few faltering. If you have assets of these, you should to protect themselves think of the sale. You should also note that a sale could be just hysterical to trigger the feared collapse.

Currently, the legislature is planning to intervene in the financial situation. From 2011 onwards, investors should commit to at least two years, also they should be allowed to withdraw more than 5,000 € per month only. This is to prevent that distance in a short period, many investors suddenly of a fund.

Recommendations for the investment: behavior on the capital market
Investors are advised to follow the current rankings and funds to avoid the last-placed, or to part with them. As the winner before all the Union Investment , RREEF Investment and the Commerz Real Investment Exchange.

Given the changes in the law, it is questionable whether the investment in real estate funds for private investors. The return on average at present is only 0.5 percent. A hasty entry would not involve any special financial advantages. In this respect, first, the introduction of the new law to be awaited.

Real estate loans currently very cheap these days !

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In construction there are usually a lot to think and observe. Besides all the things that concern the design of the building itself, is important above all the right financing.

Generally speaking, how long gone that a mortgage at the moment is so cheap. What homeowners need to do so, now to get a loan for the construction of a house? It is crucial that sufficient capital is available. 20 percent should a builder as possible to finance from its own resources. In addition, banks require the normal security, such as investment or the registration of a mortgage in the land register. These points are fulfilled, the borrower should make sure that the loan agreement will be resolved in a few important points.

For example, the fixed interest rate. It specifies how long is a certain interest rate for the loan. After this time has renegotiated the interest rate on the outstanding balance. Other important points include the ability to suspend the installment payments and the extent of possible special repayments to pay off the loan faster. So it is possible for some banks that up to five percent of the borrowed amount per year paid in addition return rates and by arrangement can also be suspended once. However, this would be deferred, interest due and the repayment period is extended accordingly.

Apartments accession – One way to become owner !

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The lease assumption allows a tenant to become owner of the property after a certain period of occupation under the contract.

This formula, which results from a contract covered by the Act of July 12, 1984, should not be confused with the obligation to propose to the lessor, in priority to its tenant, although intended for sale.

No contribution payable
Any building is concerned (old, new, renovated), provided it is a building used for residential or mixed use. The seller may be an individual or a company (public housing, for example). For small budgets, the advantage is that there is no contribution to make. Throughout the duration of the tenancy, the tenant pays a fee that includes the rent itself, and a monthly installment on housing prices. The revision of the fee may be greater than the variation of the index quarterly INSEE cost of construction. At the time of sale, the tenant pays the price of housing set in the original contract, less payments made throughout the duration of the lease.

A reservation
Before the final contract, the seller and the tenant sign a reservation contract. The tenant then pays 5% of the amount of housing. This deposit is paid into a special account and can not be transferred or referred to the signing of the contract. These funds will be returned to the tenant if the sale is not successful. Otherwise, it will be repaid on the first charge. The lease assumption must be signed by a notary within three months of the reservation (or two months after the completion of the building if it is under construction). Three months before the time fixed for the sale, the purchaser receives a proposal to purchase housing and in two months, a draft final sale. If he refuses to exercise the option, it has three months to vacate the premises. The seller must refund the sum of the savings portion of his payments but he can get the compensation payments. Conversely, if the seller refuses to sell, he must repay the installments and pay an indemnity equal to the maximum 3% of the price of housing.

NAMELY
This contract may be financed through a social lending, housing type changing social (our September issue), which allows 100% financing. For programs that correspond to that status, check with your landlord, or the CAF of the ADIL.

Top 50 Real Estate Search Terms

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Optimized a provider of real estate be offered for the Internet, so it makes sense in general, a keyword combination of two words to fix up, according to the schema object + place. It is important also to make himself think about how often the respective object is called for and if you object at all to offer this form. So I have here is a top of the most wanted object and property searches compiled 50th

  • Real estate
  • Apartment
  • Holiday home
  • Apartments
  • House
  • Apartments
  • Housing
  • Prefab
  • Rent
  • Flat
  • Housing Search
  • Apartment for rent
  • Office
  • House construction
  • Residential Property
  • Property abroad
  • Property Management
  • Estate Agents
  • Housing
  • Housing
  • Low
  • Condominium
  • Massif
  • Stock
  • Detached
  • Buying property
  • Commercial Property
  • Property Search
  • Accommodation offers
  • Small ads
  • Condominiums
  • Prefabricated house
  • Weekend
  • Properties
  • Country house
  • Warehouses
  • Commercial
  • House Sale
  • Student Accommodation
  • Student flat
  • Half-timbered house
  • WG
  • Property Management
  • Apartment Rental
  • Commercial
  • Apartment share
  • Commercial warehouses
  • Loft
  • Warehouse
  • Business

This list is based on over 50 million search queries from various small search engines. I have seen different words and plural as singular, as well as Google handles. I hope this list helps one or the other times left and right on the search for real estate and stop by one of the other concepts in a rank for you. Sun by rule of thumb, it should also be worth more on the Top 50 concept + local optimization.