San Francisco is a city of high hills and green lands , also  it’s one of the most booming and exciting real estate hub in the Pacific  . In bay area typically average mortgage prices range from $2500 to $2900 . Although prices are high but it reflect a high standard living in the region with lots of outstanding places around . Normally its a tourist place for adventure and traveling that might be the reason why prices for the average Mortgages are high . Normally the total cost worth around $600K to $800K which is quite expensive if you compare other places like Cincinnati where average Mortgage rate is around $1000 to $3000 , which is quite reasonable .

Property rates are Dependant on lots of factors like climate variation of the city  , surroundings places  , availability of things etc etc. Places where climate variations are low are mostly preferred by the  people as they don’t need to prepare themselves upfront for the upcoming weather situation .

Transportation is also an important factor which increases the worth of the property , people always prefer to live in a place where transportation is easy to access .

So if you have a budget of $2500 then go for a standard Mortgage in San Francisco as its a good method to live in a luxury lifestyle !